Early Delinquency and Foreclosure Intervention
If you are a New York homeowner that is behind in your mortgage payments, or concerned that you will become late; The Bronx NHS can help! Our foreclosure intervention counselors will assess your situation and provide recommendations for your next steps. The Bronx NHS will serve as your advocate to help obtain the best solution available to you.
Our counselors will:
- Analyze your situation and educate you about the foreclosure process in New York.
- Teach you how to negotiate with your lender.
- Help you develop a budget and spending plan that works.
- Help you manage your debt.
- Help you access refinance and modification opportunities.
- Help you to prepare a loan modification application, collect all required documents and submit it to the lender on your behalf.
- We will follow up with your lender and get updates on the loan modification application on your behalf.
To apply, please follow the steps below:
Step 1: To get started, complete the intake/application form below, attach all required documents and mail of bring to the office the completed and signed intake form to us.
Mail completed intake and required documents to:
Bronx Neighborhood Housing Services CDC, Inc.
Att.: Homeowner Services
1451 East Gun Hill Road, 2nd Fl.
Bronx, NY 10469
Step 2: To prepare for your meeting with your counselor, please download and print the (link) document checklist and be sure to bring all of the requested documents. Please provide us with copies of your original forms and keep the originals for your records.
Bronx Neighborhood Housing Services CDC, Inc. is a HUD-Approved Housing Counseling Agency, a Program Partner of the Center for New York City Neighborhoods and adopter of The National Industry Standards for Homeownership Education and Counseling http://www.homeownershipstandards.com/
For more foreclosure intervention resources visit the HUD website at www.HUD.gov